Cashback credit card FAQs
We show the base rate every purchase earns. The higher advertised rates usually apply only to set categories, after a minimum spend in the month and up to a cap. Each card lists its conditions.
Best cashback credit cards
Cashback cards in Singapore pay a percentage of your spend back as a statement credit. The headline rate usually needs a minimum monthly spend and stops at a cap, so compare the conditions as well as the rate.
- Cash back on dining, groceries and transport
- No points to convert or expire
- Welcome offers for new cardmembers
FeaturedCiti Cash Back+ Card
Citi
•••• •••• •••• ••••
Credit Card CompareMastercard
- Earns cashback on spending
- Up to 25 interest-free days
How much cashback could you earn?
Enter your monthly spend to see each card's estimated first-year cashback, after the annual fee.
Compare 4 cashback credit cards
| Card | Name and rating | Cashback offer | Interest-free days | Annual fee | First-year value | |
|---|---|---|---|---|---|---|
Citi •••• •••• •••• •••• Credit Card CompareMastercard | S$320 sign-up + 1.6% ongoing | Up to 25 | S$196.20 | +S$700 / yrS$320 sign-up, S$576 cashback, less S$196.20 fee | ||
Standard Chartered •••• •••• •••• •••• Credit Card Compare | 1.5% ongoing | Up to 22 | S$0 | +S$540 / yrS$540 cashback | ||
OCBC •••• •••• •••• •••• Credit Card Compare | S$300 sign-up + 0.25% ongoing | Up to 23 | S$196.20 | +S$194 / yrS$300 sign-up, S$90 cashback, less S$196.20 fee | ||
UOB •••• •••• •••• •••• Credit Card Compare | 3.33% ongoing | Not published | S$0 | +S$1,199 / yrS$1,199 cashback | Application60 second approval |
Cashback by the numbers
4
Cards compared
S$320
Highest sign-up cashback
3.33%
Top ongoing rate
S$98
Average annual fee
How do cashback cards compare?
Build your own comparison
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Questions and answers
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Related card types
Sources
- Credit Card Compare
- How CardIQ scores cards