Credit Card Compare

UOB PRVI Miles Card

Data last updated 7 October 2026
27.80%
Purchase rate
S$0
Annual fee
Not published
Interest-free
Application60 second approval

CardIQ

43Fair

Fair

Overall score, out of 100 · How this works

  • Airport lounge52
  • No annual fee21
  • Rewards56

Customer reviews

No reviews yet. Be the first to review the UOB PRVI Miles Card.

Pros & cons

What's good

  • No annual fee.
  • Complimentary airport lounge access (4 visits a year).
  • Complimentary travel insurance.
  • Earns 2.4 points per S$1 on overseas spend.
  • No fee to add an additional cardholder.

Worth noting

  • The annual fee increases from S$0 to S$262 in the second year.
  • Earns 1.4 points per S$1 on everyday spend, around the dataset average.
  • No balance transfer or introductory purchase offer.

Card details

The basics

Additional cardholder fee
S$0 p.a.
Card tier
Not published
Card type
Mastercard
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
UOB UNI$

Eligibility

Instant approval
Yes (response in ~60 seconds)
Joint application
Not published
Minimum age
21 years old
Minimum income
S$30,000 p.a.
Residency
Singaporean or Singapore PR aged 55 and below (S$30,000 a year) or 56 and above (S$15,000 a year); foreigner (S$40,000 a year); or a fixed deposit of at least S$10,000
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
28.50% p.a.
Purchases
27.80% p.a.

Fees

Additional cardholder fee
S$0
Annual fee
No annual fee
Annual fee (year 2+)
S$261.60 p.a.
Cash advance fee
8% of the amount
Foreign transaction fee
3.25%
Late payment fee
S$100
Over limit fee
S$40

Repayments

Interest-free period
Not published
Minimum repayment
3% of current balance or S$50, whichever is higher, plus any overdue amounts

Balance transfers

This card has no promotional balance transfer offer. To move existing debt to a lower rate, compare balance transfer cards.

Introductory purchase offer

This card has no introductory purchase rate offer. If you're carrying a balance or planning a big spend, compare 0% purchase cards.

Rewards

Earn rate

Everyday spend
1.4 pts per S$1
Bonus categories
None
Other purchases
None
Overseas spend
2.4 pts per S$1 on overseas spend
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
UNI$ expire 2 years from the last day of the quarter in which they were earned

Sign-up bonus

Bonus spend required
—
Sign-up bonus
—

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Rewards valueS$1,512 a yearBest in market (1st of 6 cards)
Overseas fee3.25%Top 25% (2nd of 10 cards)
Purchase rate27.80%Top 25% (3rd of 10 cards)
Annual feeS$262 a yearAmong the most expensive (10th of 10 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Sources

Credit Card Compare
How CardIQ scores cards
Issuer
UOB